My insurance company says my water damage claim is denied because the leak was gradual. What can I do?

This is one of the most common reasons for denial we encounter, and it is often worth challenging. Insurance companies often characterize water damage as gradual or maintenance-related to avoid paying, even when the actual cause is a sudden or accidental discharge. We review the physical evidence, the policy language, and the insurer's basis for denial, and in many cases, we can successfully dispute the denial. Do not accept a denial as final until you have spoken with us.