What is additional living expenses coverage, and how does it work?

Additional living expenses coverage, also called loss of use coverage, is the part of your homeowner's policy that helps keep your household functioning. At the same time, your home is being repaired or rebuilt. It is designed to maintain your standard of living, not just your minimum needs. Many families leave significant money on the table because they do not know what qualifies or how to document it. We manage that entire process for you.