What is business interruption insurance, and how does a public adjuster help with it?

Business interruption insurance, sometimes called business income coverage, is designed to replace the revenue your business loses. At the same time, it is closed or operating at reduced capacity due to a covered property loss. Calculating that loss correctly is complicated. It involves projecting what your business would have earned during the restoration period, accounting for saved expenses, and documenting additional costs incurred to remain operational. Insurance companies have strong financial incentives to minimize this number. We build the calculation from your actual financial records and business projections, and ensure it reflects your actual economic loss.