Clarke & Cohen assists New Hampshire policyholders across the state's full range of properties, from village farmhouses and lakefront homes to converted mill buildings, medical facilities, inns and resorts, condominium associations, schools, and manufacturing operations, guiding each claim from the loss itself through final resolution.

Common Property Claims in New Hampshire

Winter writes most of New Hampshire's claims. Ice dams push meltwater into walls and ceilings, deep freezes burst pipes in homes and businesses from Nashua to Berlin, and heavy snow tests roofs across the state, while storms like the 2008 ice storm, which left parts of the state dark for weeks, show how far winter damage can reach. The rest of the year brings its own losses: the July 2023 floods damaged homes and roads across several counties, nor'easters and high winds drop trees onto houses from Keene to North Conway, and the short but valuable coastline around Portsmouth and Hampton faces storm surge and coastal wind. Around Lake Winnipesaukee, seasonal homes in Laconia and Wolfeboro present their own challenges, since damage often goes undiscovered for weeks. Add chimney and wood stove fires, water losses in Manchester's historic mill conversions, and business interruption for the state's inns and resorts, and New Hampshire owners have plenty of reasons to want a claim handled well.

Our consultants do that work for the policyholder alone, confirming coverage, documenting the loss thoroughly, calculating its full value, and presenting a claim built for complete recovery.