Whether the property is a family home, a downtown office building, a hospital or clinic, an apartment community, a school or university, or a plant or warehouse, Clarke & Cohen guides Ohio policyholders through the entire life of the claim.

Common Property Claims in Ohio

Ohio's weather changes character as you cross the state. Along Lake Erie, the snowbelt communities east of Cleveland and around Akron see lake-effect snow, ice dams, roof stress, and the frozen pipe losses that come with hard northern winters. Central and western Ohio sit in tornado country, a fact Dayton learned during the 2019 Memorial Day outbreak and the Indian Lake area saw again in March 2024, with hail and straight-line winds adding steady claims across Columbus, Dublin, and Westerville. To the south, Cincinnati and the river towns down to Marietta contend with Ohio River flooding and flash floods that rise with little warning. Statewide, fires in older housing stock around Toledo, Youngstown, and Canton remain among the most severe residential losses, and business interruption claims carry major weight for Ohio's manufacturers and logistics operations.

Across all of it, our consultants represent the policyholder alone, confirming coverage, documenting the damage in detail, valuing the complete loss, and presenting a claim positioned for full recovery.