From ranch homes, barns, and outbuildings to downtown businesses, hotels and lodges, medical facilities, schools, apartment buildings, and energy and industrial operations, Clarke & Cohen guides Wyoming policyholders through every stage of the claim, from first inspection to final payment.

Common Property Claims in Wyoming

Hail tops the list. Cheyenne ranks among the most hail-prone cities in the country, and storms pounding roofs, siding, and vehicles across Cheyenne, Casper, and Laramie produce some of the state's most frequent claims. Wind is the constant companion, with gusts along the I-80 corridor through Rock Springs and Evanston strong enough to peel roofs and topple structures outright. Wildfire has become a growing threat, as the 2024 fire season showed when range fires burned vast stretches of ranchland in the state's north, destroying fences, outbuildings, equipment, and livestock operations around Sheridan and Gillette. Winter contributes blizzard damage, snow-load stress, and frozen pipes during stretches of deep cold, and in Jackson, high-value homes bring claims where accurate valuation of custom construction matters enormously. For ranchers and energy operations alike, the loss of income while rebuilding often rivals the property damage itself.

Our consultants handle every one of these claims for the policyholder alone, confirming coverage, documenting the damage fully, calculating the entire loss, and presenting a claim built for complete recovery.