From single-family homes and condo associations to office buildings, medical facilities, apartment communities, schools, and manufacturing plants, Clarke & Cohen guides Delaware property owners through every phase of a complex insurance claim.

Common Property Claims in Delaware

Delaware's mix of coastline, historic towns, and industrial corridors creates real exposure for property owners. Coastal flooding and wind damage hit hard in Lewes, Rehoboth Beach, and Fenwick Island when nor'easters and tropical systems move up the Atlantic. Inland, communities like Middletown, Smyrna, and Milford see their share of house fires, lightning strikes, and burst pipes during winter cold snaps. Wilmington's commercial and industrial properties face large losses involving roof collapse, equipment damage, and extended business interruption. Claims like these involve dense policy language, demanding documentation standards, and loss values that take expertise to establish accurately.

That's where our consultants come in. Working solely for the policyholder, we assess your coverage, build a complete record of the damage, calculate the true cost of your loss, and guide your recovery from the first inspection to the final payment.