Clarke & Cohen serves the full spectrum of DC properties, from Victorian row houses and converted condos to office buildings, medical facilities, hotels, schools and universities, and the nonprofits and associations that call Washington home, supporting each claim from the initial loss through final recovery.

Common Property Claims in Washington, DC

DC’s claims tend to follow its architecture. The row houses of Capitol Hill, Shaw, and Petworth bring fire, water, and party-wall losses where damage to one home affects the neighbors on either side. Condo and co-op buildings in Dupont Circle, Foggy Bottom, and Navy Yard generate some of the most complicated water claims anywhere, with master policies, unit owner policies, and association responsibilities all in play. Georgetown's historic properties raise restoration and ordinance questions that demand specialized valuation. Across the city, flash flooding like the July 2019 storm, derecho winds, sewer backups, winter pipe bursts, and flat-roof failures on commercial buildings keep claims activity steady year round, and business interruption adds another dimension for offices, restaurants, and hotels.

Whatever form the loss takes, our consultants work for the policyholder alone, establishing coverage, documenting the damage completely, quantifying the loss, and presenting a claim positioned for a full and fair outcome.