What is a Public Adjuster?
Responsibilities of a Public Insurance Adjuster
We put order to chaos by advocating for you to maximize returns on any property damages that are covered by your insurance policy.
A public adjuster is a licensed insurance claims professional who handles all aspects of the claims process on your behalf. Our goal is to ensure you receive the maximum recovery from your insurance company.
We visit your site, appraise damages, then we negotiate with insurance companies to ensure you receive the maximum settlement on your claim.
Our work is complicated. You, our clients, are faced with fear, grief, anxiety and a host of other emotions. Our team comes in as your consulting partner. We help you manage the emotions, so that we can focus on our work of maximizing the results for your claims of property loss. The Clarke & Cohen team is with you every step of the way, in a relationship that transcends that of the traditional adjuster. Our job is to connect you with a network of professional advisors and support the process of putting your space and your life back together.
Clarke & Cohen’s clients appreciate our integrity, professionalism, attention to detail and a partnership. Above all, we are your advocate. Our family began this company 100 years ago…and our team works hard to honor their legacy.
When Do I Need a Public Adjuster?
If you have property damage to your home, business, or institution, Clarke & Cohen should be your first call.
Your insurance company will undervalue your claim and is in business to pay out the minimal amount of damages. Our compensation is driven by the settlement of the claim. The settlement that we strive to ensure is the maximum amount available within the confines of your insurance policy. Clarke & Cohen settles your insurance claim with the most equitable settlement in the least amount of time.
To get the most out of your claim, in an efficient and strategic manner, call Clarke & Cohen to handle your loss.
Clarke & Cohen Public Adjusters Are Property Loss Consultants
Our staff has extensive experience with all types of property losses. Clarke & Cohen public adjusters are experts in interpreting policy language, critical estimating and negotiation. We immediately mobilize teams with specific expertise related to your claim. Our experts include building estimators, appraisers, architects, environmental teams, engineers, adjusters and forensic accountants and more.
We are accredited charter members of the National Association of Public Insurance Adjusters (NAPIA) – the nation’s leading association of professionals in the field. We work primarily in the Philadelphia area and the New Jersey shore, but have settled claims throughout the country and the Caribbean for decades.
Minimize Your Work/Maximize Your Reward
When you need to file an insurance claim, the full responsibility of preparing the claim falls upon you, not the insurance company. However, when you file this claim without assistance, you may miss critical information that would have worked to your financial advantage.
Individuals and businesses can choose to work with a public adjuster. They are professionals specializing in preparing the insurance claim on behalf of the insured. They also manage the process of communications with the insurance companies. Insurance companies send an adjuster on their behalf to minimize their financial exposure from the loss. Additionally, a public adjuster aids the insured in maximizing the settlement by advocating on their side.
Clarke & Cohen works only for you, the policyholder, and never for the insurance company. Furthermore, we work as your advocate throughout the complex process of insurance claim settlement. This ensures that your insurance recovery is the maximum possible.
Contact us today to learn more.