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What is a Public Adjuster?

What is a Public Adjuster?

The entire insurance industry has for years past been talking “public relations,” but it is obvious that this term has no significance to the average person. There is no mystery to public relations. It is the art of good behavior and reaping its benefits; the disposition of a pleased customer to return to the place where he has been well treated; it is simply the building of good will so necessary to the expansion of any business.  So what is a public adjuster? Insurance companies have placed too much emphasis on the selling of insurance and not enough on the … Continue reading What is a Public Adjuster?

Is your home Underinsured

Is your home underinsured?

The housing market has been insane. Median existing home sale prices rose 14.6% in 2021, and 20% from March 2021 through March, 2022. Prices are expected to continue to rise in 2022 at a slower rate as mortgage rates go up. Is your home underinsured? What does this all mean for you? Now is the time to contact your agent or broker. Many insurers have increased their rates based upon the growing housing market.  However, this doesn’t mean your home is completely covered. If your house is underinsured and you experience severe property damage or devastation due to a fire, … Continue reading Is your home underinsured?

state farm class action lawsuit

State Farm’s Class Action Lawsuit

Find out more about State Farm’s Class Action Lawsuit. “A proposed class action alleges State Farm Fire and Casualty Company, in an attempt to save money, has wrongfully used “new construction” numbers when generating through industry-standard software cost estimates for projects more properly considered “reconstruction,” resulting in the underpayment of policyholders’ claims.” (classaction.org) Blake Zucker, Licensed Public Adjuster with Clarke & Cohen, states that “State Farm is improperly using the new construction feature in Xactimate instead of the reconstruction feature.  This causes them to purposefully underpay claims to their insureds.” Xactimate is a widely used insurance claims estimating software in … Continue reading State Farm’s Class Action Lawsuit

Doing Well By Doing Good Acts of Kindness 100 years

Doing Well By Doing Good Update

Acts of Kindness Doing Well By Doing Good Campaign Update This year has been another one for the record books.  With crazy, severe weather events happening nationwide and regionally, in the midst of a global pandemic, and during a very divisive political time in our country, our community continues to rally and help one another. The essence of Clarke & Cohen’s business is to help others in a time of need. Typically, we see you, our clients, at your lowest point, after a property loss from wind, fire, flood, trees, hail, theft, and other destructive events. For our 100th Anniversary, … Continue reading Doing Well By Doing Good Update

Beach yoga donation class

Beach Yoga Donation Class

In honor of their 100th Anniversary Acts of Kindness Campaign,Clarke & Cohen is hosting a Beach Yoga Donation ClassSaturday, September 4 at 9:00 a.m. Liza Cohen will lead a 50-minute all levels yoga flow on Douglas Ave. beach in Margate, NJ. There is no fee for the class but participants are being asked to please make a contribution to the Glioblastoma Foundation at, www.glioblastomafoundation.org Clarke & Cohen will match all donations made through the donation class. To donate by Venmo, please send to @lizacohenn #whatsyournextmove #dogood #doingwellbydoinggood  Learn more about instructor Liza Cohen: @lizajayne__ @emeraldsunyoga on Instagramwww.emeraldsunyoga.weebly.com/liza-jayne.html For more information … Continue reading Beach Yoga Donation Class

Richard Cohen on Copper Beach podcast

Family Business Podcast with Rich Cohen

Listen to this podcast with Rich Cohen, talking all about our family business. “Pennsylvania-based public insurance adjusters firm Clarke & Cohen is a 100-year family business that has already reached the fourth generation.  In this episode, John and Michael Parise sit down with public adjuster and the firm’s CEO, Richard Cohen, SPPA. Today, Richard reviews his family and the business journey that’s closely related to the building and continuous success of Clarke & Cohen. In this episode, you will learn: The role of the four generations in positively contributing to Clarke & Cohen’s growth  Helping people out: Richard’s motivation to … Continue reading Family Business Podcast with Rich Cohen

Bloom Philly! award presentation

Bloom Philly! Prize Sponsor and Judge

Clarke & Cohen participated in the Philadelphia Horticultural Society (PHS) Flower Show preview event, Bloom Philly!, as a prize sponsor and judge. PHILADELPHIA (June 2, 2021) — The Pennsylvania Horticultural Society (PHS) announced the winners for its annual Bloom Philly! Contest, its regional competition that invites businesses in the Greater Philadelphia area to join the excitement of the upcoming PHS Philadelphia Flower Show. More than 60 businesses throughout the city and suburbs created festive, flower-filled displays and menu items inspired by the 2021 Philadelphia Flower Show theme, “Habitat: Nature’s Masterpiece.” The Bloom Philly! contest ran April 26 through May 28 … Continue reading Bloom Philly! Prize Sponsor and Judge

Philadelphia Public Adjuster Doing Good

Philadelphia Public Adjuster Doing Good

Clarke & Cohen is a 100 year old, fourth generation public adjusting company helping people manage their insurance claim when they have a property loss due to fires, floods, bad weather or other disasters. We are honoring our centennial with acts of kindness in a yearlong philanthropic campaign called #DoingWellbyDoingGood. Philadelphia Public Adjuster Doing Good For our 100th Anniversary, in the midst of a pandemic and social justice crisis, Clarke & Cohen celebrates the spirit of hope that guides people in trying times. The company is investing in acts of hope that bring health, happiness and joy to fellow Philadelphians. … Continue reading Philadelphia Public Adjuster Doing Good

property damage fire

Disasters Happen. What’s your next move?

  Disasters Happen.  What’s your next move? Author Allan Rufus said “Life is like a game of chess. To win you have to make a move. Knowing which move to make comes with insight and knowledge, and by learning the lessons that are accumulated along the way.” That is why at Clarke & Cohen, we use the hashtag #whatsyournextmove. When disaster strikes and your business or home is severely damaged, there are a variety of steps to take for clean up, remediation, and when dealing with your insurance company. However, if you make the wrong move at the wrong time, … Continue reading Disasters Happen. What’s your next move?

How to find the right public adjuster

How to Find the Right Public Adjuster

How to find the right Public Adjuster When severe damage occurs in your home or business property, it can become a full-time job. Paperwork, forms, calculating your loss, understanding insurance rules and language, and negotiating a settlement can be an overwhelming. When you hire a public adjuster, or property loss consultant, they will help you navigate the process of getting your claim settled. It is important to recognize that there is a difference in the types of adjusters. Your Insurance company will send out their adjuster to evaluate the claim and damage assessment.  This individual works on behalf of the … Continue reading How to Find the Right Public Adjuster

stucco and water intrusion claims

Stucco & Water Intrusion Insurance Claims

Stucco.  Water Intrusion.  Remediation.  The buzzword of the late 1990’s, early 2000’s building boom was Stucco.  Everyone wanted a 4 bedroom, 2+ bath stucco home.  The style was more contemporary and the trend continued on. However, what we’ve found out about over the years is that stucco buildings have issues. Stucco failure occurs because it is improperly installed, not sealed properly, is poorly made, or there is no drainage. This could cause water intrusion, and worse, mold. Call a Public Adjuster for Water Intrusion Claims That’s where a public insurance adjuster comes in.  For Stucco & Water Intrusion Insurance Claims, … Continue reading Stucco & Water Intrusion Insurance Claims

expedite insurance claims process Philadelphia

Process to Expedite Insurance Claims

Rely on Our Best Strategy for Maximum Recovery Clarke & Cohen, Public Adjusters in Philadelphia,  uses a proven claims process.  This will help expedite our clients’ insurance claims and get the maximum policy payment possible. The Process to Expedite Insurance Claims includes: Contacting the insurance company adjuster and other experts hired by the insurance company. Set up meetings to discuss procedures, advances, loss reserves and policy interpretations. Review and analysis of your insurance policy from the perspective of maximizing dollars recovered. On-site assessment of building damage and preparation of a detailed unit cost reconstruction estimate, which is necessary in order … Continue reading Process to Expedite Insurance Claims

smoke damage to home or business Philadelphia

Smoke damage to your home or business

Have you experienced smoke damage at your home or business?   Smoke from adjacent fires or a fire in your property can be devastating.   What was once a pristine environment is now ruined.  It’s overwhelming to deal with the fallout from commercial or residential property smoke damage. There’s soot and ash cleanup to deal with. Soot and ash can be very hazardous to your health. Additionally, it can go everywhere and ruin more than you realize. Soot leaves an oily residue and sometimes restoration of your property is impossible because of it. There’s a lot of paperwork, phone calls and details … Continue reading Smoke damage to your home or business

Business Interruption Coronavirus

Business Insurance Coverage and Coronavirus

Is your business covered if you have to close for an extended period? On Wednesday March 12, 2020, The World Health Organization (WHO) identified COVID – 19 (Coronavirus) as a pandemic. The virus has now spread to 114 countries, sickened more than 125,000 people and caused at least 4,500 deaths. As a result; the stock market has seen a 20%+ reduction in value, international travel has been effectively halted, Schools and Universities, restaurants, retail establishments, public venues, gyms and athletic facilities have been directed to close. Business interruption and other losses due to the continued global spread of Coronavirus are … Continue reading Business Insurance Coverage and Coronavirus

Business insurance coverage

How to make sure your business is protected

Recommended Insurance for Small Businesses What happens when your small business is surprised by severe damage or a catastrophe, whether it’s from a storm, fire or unexplained event? Do you have the right insurance coverage? How do you make sure your business is protected? What’s your next move? Clarke & Cohen has been in the business of helping businesses for 99 years. We’ve learned a lot along the way and this is what we recommend you will need as a small business owner: Property Coverage if you own the building. This should not only cover the amount you paid for … Continue reading How to make sure your business is protected

a building fire loss

Recovering from your loss after a fire in 2020

Recovering from your loss after a fire If you’ve ever had the unfortunate task of dealing with a building or household fire and your insurance company, you know what a fight it becomes to get fully compensated for your loss. What most people may not know is that there’s an ideal option to help you navigate the difficult process of recovering from your insurance carrier after a fire causes damage to your property in 2020. Property Loss Consultants At Clarke and Cohen, we are Property Loss Consultants/Public Adjusters who assist property owners when your home or business is damaged by … Continue reading Recovering from your loss after a fire in 2020

shore or mountain winter home prep

Shore and Mountain house preparation for Winter

It’s time to leave your vacation home! What should you do for shore and mountain house preparation for the winter? Your shore or mountain home has been a flurry of activity all summer, but now it’s time to close for the season and get it ready for the elements ahead. With the onset of hurricane season wind and rain, followed by the brutal winter freeze, there are many steps to take to get your summer home protected from the elements. Here is what you need to do to prepare your shore or mountain home for the winter: Check your home’s … Continue reading Shore and Mountain house preparation for Winter

winter is coming prep your home or business property

Winter is Coming

It’s already here but is your home or business ready for the extreme cold? Winter is Coming. With the impending deep freeze on the way, home and business owners should prepare prior to the extreme cold. Cold weather emergencies and severe damage can happen and may put a damper on your dreams of warming up by the fireplace with a cup of hot chocolate in hand. You may not be able to take every step listed below preventatively, however, by being aware of the havoc that extreme temperatures may cause, you will be an educated property owner with the gift … Continue reading Winter is Coming

Call for Same-Day Insurance Claims Service

(610) 668-0144

We are here for you with claims service support 24/7. Property damage can be devastating. With 100 years of experience, Clarke & Cohen has developed a proven process to expedite our clients’ insurance claims and get the maximum policy payment possible.