Acts of Kindness Doing Well By Doing Good Campaign Update

This year has been another one for the record books.  With crazy, severe weather events happening nationwide and regionally, in the midst of a global pandemic, and during a very divisive political time in our country, our community continues to rally and help one another.

The essence of Clarke & Cohen’s business is to help others in a time of need. Typically, we see you, our clients, at your lowest point, after a property loss from wind, fire, flood, trees, hail, theft, and other destructive events.

For our 100^th Anniversary, Clarke & Cohen celebrates the spirit of hope that guides people in trying times. We continue to invest in acts of hope that bring health, happiness and joy to fellow Philadelphians.

Here’s what we’ve accomplished this year so far:

~Every month on a Friday, we donated food from an independent, local small business to local Fire Stations throughout Philadelphia and the Delaware Valley, including the Jersey Shore.

October

~Sponsor of InLiquid’s “Sculpture in the Glen” event, a pop-up sculpture garden in Gladwyne.

September

~Beach Yoga donation class to benefit Glioblastoma Foundation

August

~School Supply Backpack Stuffing Event
Over 1,000 backpacks will be packed with essential school supplies by volunteers and donated to students in need.  This year, each bag includes a mask donated by Clarke & Cohen.

~As a supporter of the Magical Mila fundraiser, Clarke & Cohen added a sweet surprise with Johnson’s Popcorn.

July

~ Daniel B. Allanoff Golf Fundraiser participants and supporters.  This organization funds innovative blood cancer research.

June

~At the Philadelphia Horticultural Society (PHS) Flower Show preview event, Bloom Philly!, Clarke & Cohen participated as a prize sponsor and judge.

May

~Clarke & Cohen matched proceeds from Tag Time Happy Hour benefiting LUNGevity, a non-profit organization changing outcomes for people with lung cancer through research, education, support & advocacy.

~We reached out to the local community surrounding Clarke & Cohen and collected children’s books, baby formula/wipes & feminine products.  These were delivered to Mighty Writers, a local non-profit providing food and literacy to children.

March

~Cheers for Chop Virtual Event. 
We were a sponsor of this event, benefiting the Center for Violence Prevention at Children’s Hospital of Philadelphia.

There are a few months left in the year of our 100th anniversary and we have big acts of kindness planned ahead with several non-profit organizations.

Stay tuned for more acts of kindness #doingwellbydoinggood (Doing Well By Doing Good)…..

In honor of their 100th Anniversary Acts of Kindness Campaign,
Clarke & Cohen is hosting a

Liza Cohen will lead a 50-minute all levels yoga flow on Douglas Ave. beach in Margate, NJ.

There is no fee for the class but participants are being asked to please make a contribution to the Glioblastoma Foundation at, www.glioblastomafoundation.org

Clarke & Cohen will match all donations made through the donation class.
To donate by Venmo, please send to @lizacohenn #whatsyournextmove #dogood #doingwellbydoinggood 

Clarke & Cohen participated in the Philadelphia Horticultural Society (PHS) Flower Show preview event, Bloom Philly!, as a prize sponsor and judge.

PHILADELPHIA (June 2, 2021) —

The Flower Show

ABOUT BLOOM PHILLY SPONSOR/CLARKE & COHEN

Clarke & Cohen is a 100 year old, fourth generation public adjusting company helping people manage their insurance claim when they have a property loss due to fires, floods, bad weather or other disasters.

We are honoring our centennial with acts of kindness in a yearlong philanthropic campaign called #DoingWellbyDoingGood.

Philadelphia Public Adjuster Doing Good

For our 100^th Anniversary, in the midst of a pandemic and social justice crisis, Clarke & Cohen celebrates the spirit of hope that guides people in trying times. The company is investing in acts of hope that bring health, happiness and joy to fellow Philadelphians.

Beginning in February with deliveries of hearty lunches to firehouses in the communities that we serve, our team travels on the first Friday of every month to deliver to firehouses throughout the city and suburbs.

On #NationalRandomActsofKindnessDay in February, we partnered with Mighty Writers to level up our efforts. We set up an Acts of Kindness POD in our parking lot on Belmont Avenue in Bala Cynwyd—conveniently located just off City Avenue and the Expressway.

We partnered with our local schools from Lower Merion School District to spread the word and are collecting kids books, feminine products and baby formula—three items specifically needed by the families in the Mighty Writers community.

The public may bring donated items our office, located at 510 Belmont Avenue in Bala Cynwyd. Items may be left in the storage pod at the front of the property, Monday Wednesday-Friday from 9:00 a.m.-4:00 p.m.

Mighty Writers is in need of:

• New or gently used books for children, ages 0-10
• Baby formula and baby wipes
• Feminine products (pads, tampons)
• Monetary donations, via mightywriters.org

Clarke & Cohen is choosing to support entrepreneurial and inventive causes and institutions that serve the public as well as local firehouses throughout the region. The company has always been philanthropic, but aims to support more people than ever, as part of their “Doing Well by Doing Good” initiative.  We are a Philadelphia Public Adjuster Doing Good by performing Acts of Kindness.

“We meet our clients in times of extreme distress. Their property is ruined by a fire, flood or extreme weather. Their plans are upended, their investments have been ruined and they feel hopeless. Our company has been operating this way for 100 years,” said Rich Cohen, CEO, Clarke & Cohen.

  “Through four generations and 100 years, it became obvious, that the thing we like most about our work is that we have the privilege of bringing hope to people when they need it most.”

Click here for the 6abc Action News Video (3-minute mark) about our campaign.

Stucco.  Water Intrusion.  Remediation. 

The buzzword of the late 1990’s, early 2000’s building boom was Stucco.  Everyone wanted a 4 bedroom, 2+ bath stucco home.  The style was more contemporary and the trend continued on.

However, what we’ve found out about over the years is that stucco buildings have issues. Stucco failure occurs because it is improperly installed, not sealed properly, is poorly made, or there is no drainage. This could cause water intrusion, and worse, mold.

Call a Public Adjuster for Water Intrusion Claims

That’s where a public insurance adjuster comes in.  For Stucco & Water Intrusion Insurance Claims, Clarke & Cohen gets involved as soon as possible.  This way we can manage the claim from the very early stages.

The first thing we see in a stucco claim is some kind of water intrusion in the home. This can happen anywhere in the home, but it is mostly seen around windows, doors, or other openings. Once homeowners see this water intrusion, they will typically call a stucco remediation company and get a stucco report to see where exactly the stucco is failing.

If the stucco is failing because of wear and tear, or it’s failing due to faulty installation, the stucco itself is not going to be covered by insurance.

Damage from Water Intrusion

However, any damage to the interior of the home, insulation, drywall, wall coverings, flooring, cabinetry, etc., due to water intrusion…will be covered as ensuing water damage. Claims filed with the insurance company are with the understanding that the exterior of the home is not going to be paid for, but the interior damage should be covered.

Clarke & Cohen uses a professional building consultant to meet with the insurance company’s consultant. Our consultant estimates the amount of interior damage. Stucco claims are very difficult as they depend on which insurance company a homeowner uses;  some companies are easier than others to go through the process.

Ultimately,  if our public adjusters are involved from the very beginning of the process AND there is visible interior damage on the inside of the home, we are typically successful in recovering money from the insurance company.

Each scenario is unique depending on the damage associated with a stucco claim and the coverage of the insurance policy.

Contact Clarke & Cohen today at info@clarkeandcohen.com with your stucco or water intrusion claim questions.

Rely on Our Best Strategy for Maximum Recovery

Clarke & Cohen, Public Adjusters in Philadelphia,  uses a proven claims process.  This will help expedite our clients’ insurance claims and get the maximum policy payment possible.

The Process to Expedite Insurance Claims includes:

• Contacting the insurance company adjuster and other experts hired by the insurance company. Set up meetings to discuss procedures, advances, loss reserves and policy interpretations.
• Review and analysis of your insurance policy from the perspective of maximizing dollars recovered.
• On-site assessment of building damage and preparation of a detailed unit cost reconstruction estimate, which is necessary in order to maximize the building recovery. Whenever possible, we conduct a joint walk-through with the estimator assigned to the project by the insurance carrier.  This helps to identify our areas of agreement and disagreement.
• Collection and review of all relevant documents relating to furniture, fixtures, equipment and machinery.
  

  We also do the following as part of our process:

• Preparation of a complete inventory of all such contents.
• Application of proper values to all such property, including applicable replacement cost and/or actual cash value, together with the amount of loss and damage claimed for each item.
• Preparation of required appraisals to comply with any coinsurance provisions of the policy.
• Preparation of documentation to project and substantiate business interruption losses, extra expenses, or other similar items.
• Requests for advances necessary to defray ongoing expenses and debt.
• Review of the claim with the insured and/or their advisors prior to providing such materials to the insurance company.
• Presentation of all claim documentation to the insurance company.
• Attendance at meetings with insurance company representative(s) to ensure a controlled, consistent, and professional atmosphere for all parties.
• Periodic status reports to the insured and their advisors.
• With the insured’s consent and approval, preparation of claim settlement documents and follow-up on processing of payments.
• Assistance to the insured’s advisors in providing documentation and testimony, as well as serving as an expert witness, if necessary.
• Preparation of the claim in a proper format to ensure recovery in any possible future litigation involving uninsured claims.

Contact us with any questions or if you would like a consultation with us regarding an insurance claim for property damage.